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10 Celebrity Body Parts Insured for Millions

Heidi Klum Gene Simmons David Beckham
Michael Loccisano / Jo Hale / Stuart C. Wilson, Getty Images

Back in 1940, pin-up girl Betty Grable insured her legs for $1 million — and a cottage industry was born. Since then, stars and the people who hire them have taken out policies covering just about every body part you can imagine. While the oft-repeated story about Jennifer Lopez insuring her butt for $300 million has been largely debunked and no, Tom Jones’ chest hair does not have a multi-million dollar policy of its own, there are plenty of (reasonably) verifiable insurance stories out there.

Holly Madison: Boobs for $1 Million

“I’ve heard about people getting body parts insured and I thought, ‘Why not?’ Because if anything happened to my boobs, I’d be out for a few months and I’d probably be out a million dollars,” the former ‘Girl Next Door’ told PEOPLE in 2011. “They’re my primary money makers right now.”

Holly Madison
Araya Diaz, Getty Images

Heidi Klum: Legs for $2.2 Million

A client once insured the model and ‘Project Runway’ star’s right leg for $1.2 million, and the left for $1 million. Why the disparity? “Basically, I was in London, and I had to go to this place where they check out your legs,” Klum explained to ‘Extra.’ “They would look at them and I had one scar here from when I fell on a glass, so [my left leg] isn’t as pricey as [my right] one.”

Heidi Klum
Michael Loccisano, Getty Images

Jeff Beck: Fingers for $10 million

The story goes that the legendary rock guitarist had a kitchen mishap a few years ago that sliced off the tip of a finger. It was surgically reattached and he healed up fine, but not long after, he took out a $1 million insurance policy on each of his fingers — just in case he isn’t quite so lucky next time.

Jeff Beck
Larry Busacca, Getty Images

David Beckham: Whole Body for $195 Million

The soccer star insured himself for almost $200 million in 2006, making it the largest personal insurance policy in sports history. And it didn’t just cover his famous legs — because so much of Beckham‘s fame is tied to his looks, the policy also covered disfigurement.

David Beckham
Victor Decolongon, Getty Images

Gene Simmons: Tongue for $1 Million

The bassist for the rock band Kiss is known for his iconic mile-long tongue, so at the height of the group’s popularity, he reportedly took out a hefty insurance policy for it.

Gene Simmons
Jo Hale, Getty Images

David Lee Roth: Sperm for $1 million

When Van Halen (the first version, not the weird ones that followed) ruled the world in the late ’70s and early ’80s, Diamond Dave had a whole lot of female admirers — and he, uh, “admired” them right back. But to protect himself against possible paternity suits, he supposedly had his little swimmers insured.

David Lee Roth
Richard E. Aaron, Getty Images

Bruce Springsteen: Voice for $6 million

The Boss reportedly insured his vocal cords for $6 million during the 1980s. And he’s not the only gravelly-voiced singer to do it — Bob Dylan and Rod Stewart are also rumored to have similar coverage.

Bruce Springsteen
Mark Metcalfe, Getty Images

Daniel Craig: Whole body for $9.5 million

While filming ‘Quantum of Solace,’ the latest on-screen James Bond took out the pricey policy because he did many of his own stunts. “He’s allowed to because he’s capable of doing it,” explained the film’s chief stunt coordinator, Gary Powell. “He thinks, ‘You’re paying to see me, and that’s me doing it.’ He wants the audience to know.”

Daniel Craig
Sean Gallup, Getty Images

Kylie Minogue: Butt for $5 million

It’s been widely reported that the Australian pop star insured her famous backside — even if she’s not entirely sure why everyone is so fascinated with it. “It’s all smoke and mirrors,” Minogue said earlier this year. “I get a lot of help to look like that in my videos.”

Kylie Minogue
Ian Gavan, Getty Imags

Keith Richards: Hands for $1.6 million

Legend has it the famed Rolling Stones guitarist flips the bird at so many people, he was afraid someone would grab his middle finger and break it — so he insured just that naughty digit. The truth, though, is that the policy actually covers both his hands (and all the fingers therein).

Keith Richards
Ian Gavan, Getty Images

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